Family & Finance Chart- True Hora Chart

Hora Chart- Which should ideally show all financial and wealth related matters and moreover timing could have been done using Hora Dasa but over a period of time – I found it limited to use as in some charts weather it being a Labh Mandook or Cyclical chart, that is why I had to create a True Hora chart which can give clear picture about native’s wealth and family.

Hora chart should show if someone is adopted or born in rich family or family of Brahmins as 2nd house is our initial training, There is no remedy for the second house as when we speak our ancestors speak in us -Our Gurus speak in us and it is inbuilt from several generations that is why to learn how to speak is very important and this is the main reason why some people remain daridra throughout life.

Remedy for 2nd house is to learn to speak and control food habits.

This Varga chart is the one which is the least used due to limited information available but as an astrologer I should have been able to see that if the child is adopted or wealth prospect -all of this has to be seen in Hora chart.

To Calculate True Hora chart use this- table below-(Will be released in excel sheet with analytics so whatever data you will enter will compile with already available 1000’s of chart and give you a pattern similarly all researchers will be able use the analytics for other research purpose and see their research results soon so it can automatically calculate the Hora chart- This is done to avoid any manual mistakes in calculation and moreover compile large amount of data.)

One thing to keep in mind in doing research is- be open to fail and admit if it does not work as the above chart which is derived is after lot of trial and error method until and unless I found this True Hora chart, Never try to superimpose anything as that will close the door of learning further and moreover improvement of Jyotish.

Let us look at some of the charts to determine weather we can figure out following things from this chart.

1) Wealth
2) Good and Bad Financial time Periods
3) Family
4) Environment while growing up
5) Source of wealth

I consider 2nd house to be most important house as this house is a key for house number 5/8 and 11 as they are all connected – If someone has a good second house the rest of 3 houses start to improve, Such as 2nd house is our food habits -so if someone eats food which is stale -5th house which is stomach gets affected, then person gets problem in the 8th house of disposal of food.

So remedy for 5th house which is knowledge, Intelligence, Thinking ability is all controlled by 5th house- In Ayurveda it is said- The root of all problems will start from stomach but stomach is again controlled by 5th house, Shri K.N Rao in one of his books mentioned effects of 5th house with the help of several examples that how Rahu in 5th house due to jealousy person spoiled his brilliant career -That how negative thinking of 5th house Saturn will cause depression and lead to downfall in life, Malefic in 5th need to be controlled by keeping control over 2nd house of Speech and food.

Let us look at some of the case studies- This research is done with the help of analytics tool which shows true results.

I was able to publish this one as trying to complete one article from last 3 days- In continuation- from second post- I will add more charts to show how more rules can be applied.


This is a Hora chart of Andre Citoen-

French industrialist, the creator and manufacturer of a front wheel drive car,
the Citroen. During WW I his company mass-produced munitions and post-war, turned to automobile works. He introduced Henry Ford’s assembly line methods to the European auto industry when he established one of the largest factories in France.

Let us analyze chart as this will help you understand how to read this chart. As some of the students of Lunar Astro has already the calculation part but some were lacking in Interpretations.

Let us look at Chart in General-

Ascendant has Mars -Saturn Opposition -Ascendant of Hora chart shows inclination from which person can earn money- Saturn- Mars on 3-9 axis shows Machinery, forging, Factory- While Ascendant lord Jupiter exalted in 8th shows out of box thinking of the native but same combinations of Mars- Saturn and Jupiter in 8th shows that native will create wealth and then has to loose it – As native is born in Vimshottari Dasa of Jupiter.

Saturn Mars on Lagan axis of Hora chart made him industrialist and ascendant lord in 8th gave him courage to think out of the box

I have also marked Arudha Lagna – 2nd and 11th from AL -there is Exalted Venus placed in 2nd from it and 11th house has Mars placed aspected by Saturn and Venus (Jaimini aspects).

In one look -9th house looks troublesome as placement of Ra -Ke in it but also 9th lord is debilated- Unfortunately during dasa of Jup- Ven-Sun – at the age of 6-his father committed suicide.

A dasa which was specially for this chart was running of Sagittarius-Taurus- Mars is gnatikarka in chart and Moon is Pitrakarka- In dasa of Saggi- Taurus -something bad is indicated for father.

Look at the position of all 3 planets- they are placed 3/8/12 to 9th house -One of the observation of this hora chart is that during the death or any mishap of any relative 3rd from that house will be active- Such as for mother 6th house will be active along with other Marak houses.

Dasa Of Ketu Mercury proved very fatal for him- As Rahu/Ketu dasa depends on house lords and in this case being of debilated planet and not help from anyone -it showed that he started making wrong decisions and as soon as Venus dasa started- he lost control of factory and filed for bankruptcy.

Venus has malefic aspect of Saturn and Mars and lord is placed in 8th house and also Sun sitting in mool trikon of Venus not helping much.






Lunar astro
Author: Lunar astro

38 thoughts on “Family & Finance Chart- True Hora Chart”

  1. One of the Remedy to Purify the 12 houses is The chanting of the ” Ganpati Stotra ” Written by the Lord of Sound / Naad ” Narad muni ” ..
    The 12 Names Represent 12 Houses in the Kundali…
    For Eg , To Purify 2nd House ” Om Rhim Ekdantaya namah ” should be Chanted till the Time one is not Satisfied with the Positive Results of that House..

      1. == श्री गणपतिस्तोत्रम् ==
        === ।। श्री गणेशायनमः ।। ===
        ==== ।।नारद उवाच ।। ====
        प्रणम्य शिरसा देवं गौरीपुत्रं विनायकम् ।। भक्तावासं स्मरेनित्यमायु:सर्वकामार्थसिध्दये ।।1।।

        प्रथमं वक्रतुंड च एकदन्तं द्वितीयकम्। तृतीयं कृष्णपिंगाक्षं गजवक्त्रं चतुर्थकम्।। 2।।

        लंबोदरं पंचमं च षष्ठं विकटमेव च। सप्तमं विघ्न राजेन्द्रं धूम्रवर्णं तथाष्टमम्।। 3।।

        नवमं भालचंद्रं च दशमं तु विनायकम्। एकादशं गणपतिं द्वादशं तु गजाननम्।। 4।।

        द्वादशैतानि नामानि त्रिसंध्यं यः पठेन्नरः। न च विघ्नभयं तस्य सर्वसिध्दिकरं प्रभो।। 5।।

        विद्यार्थी लभते विद्यां धनार्थी लभते धनम्। पुत्रार्थी लभते पुत्रान् मोक्षार्थी लभते गतिम्।। 6।।

        जपेत् गणपतिस्तोत्रं षड्भिर्मासैः फलं लभेत्। संवत्सरेण सिध्दिं च लभते नात्र संशयः।। 7।।

        अष्टभ्यो ब्राम्हाणेभ्यश्च लिखित्वा यः समर्पयेत्। तस्य विद्या भवेत्सर्वा गणेशस्य प्रसादतः।। 8।।

        इति श्री नारदपुराणे संकटनाशनं नाम महागणपतिस्तोत्रं संपूर्णम्।।

  2. I appreciate ur hardwork and detailed study on hora chart..keep sharing this type of hidden information to world. Thanks 👍😊

  3. Excellent Dipanshu bhai 👍 but to be honest both Saturn (kendra) and Mars (Kendra) rochak yog can’t help his downfall …

  4. Sir if you put both north and south indian style of horoscope it will be easier…
    Kindly do not mistake me…

  5. Sir how to improve your speech if time and again you face struggles in life and you overcome those by force and extreme measures ( upon yourself).
    Mostly if in the family you see that parents are fighting among themselves, mother not getting her share of respect from husband, mother in law and sisters in law, when your own father abuses his wife, you undergo lot of mental agony , face physical abuse , friends betray, loss in career, when you face certain deceits from friends and dear ones.

    What is that one matra that you should recite to invoke patience, courage, wisdom, tolerance, intelligence to debunk the affects of past karmas and current problems in life.

    What is that one brahmastra that you would suggest.

  6. Sir, how to make this Hora chart ?
    The ones I have seen , have all planets in 2 houses . The first and the 12th ?
    Thank you

  7. Agree @Vid
    True sir… all hora charts shown have either cancer or leo in frst house n all planets r placed between bth.

    Please teach us th technique n calculation of making a hora chart

  8. Agree @Vid
    True sir… all hora charts shown have either cancer or leo in frst house n all planets r placed between bth.

    Please teach us th technique n calculation of making a hora chart

  9. Vimla Jaglan Redhu

    Sir bhot hi acha technic sikgaty ho ,really to good ,live long life nothing than king size 👍👏👏👏👏

  10. How do u calculate d2 chart as I got the one wher my asc is cancer and all planets in cancer or in 2 house leo but it’s not like the above chart shown .

  11. Naveen mangroliya

    Sir in this example chart u say. Rahu/Ketu dasa depends on house lords and in this case being of debilated planet and not help from anyone -it showed that he started making wrong. Sir my dout is is planet ko hora chart mai debilated hona chaiye ya lagan chart mai plz ans

  12. आपके द्वारा फैलाए जानेवाले ज्ञान के लिए हम कृतज्ञ हैं। मैं साढ़े तीन सालों से ज्योतिष का विद्यार्थी हूँ और लगभग 7-8 महीनों से निरंतर आपका फॉलोअर हूँ। आपके वीडियो या आर्टिकल हमारे जीवन को और हमें बेहतर बनाते हैं ।

    अब बात 2nd भाव की। मेरा बचपन अच्छा नहीं रहा।मेरे पिता की दूसरी शादी थी, क्योंकि मेरी मां ने शायद आत्महत्या कर ली थी।और मेरी दूसरी मां का व्यवहार मेरे और मेरी बड़ी बहनों के प्रति अच्छा नहीं था।मेरे पिता का व्यवहार मेरे प्रति तो ठीक था पर मेरी बड़ी बहनों के प्रति ठीक नहीं था। घर में हमेशा अशांति रही। मैं 10th के बाद 20 साल घर से बाहर रहा। पिछले साल मुझे करैत सांप ने काट लिया और मैं मरकर भी जिंदा बच गया।फिर लगा जैसे मेरे मां-बाबूजी के मेरी जरूरत है तो अब वापस अपने मां-बाप के साथ हूँ। उन्होंने अपने पसंद से मेरी शादी कराई और अब मेरी पत्नी के साथ उनका व्यवहार ठीक नहीं है।मेरे प्रति भी ठीक नहीं ही है। मेरे मां का मेरे और मेरी पत्नी के प्रति जो स्वभाव है-“कहा भी न जाए,सहा भी न जाए और रहा भी न जाए…” शायद इसका कारण ये है कि मेरे नवांश में चंद्रमा कन्या राशि में हैं।
    मैं अपनी वाणी और भोजन पर हमेशा संयम रखने का प्रयास करता हूँ, पर आजकल मन में अधिक तकलीफ होने पर अपने मां-बाबूजी से बहस भी हो जाती है। मेरी मां मेरी दादी को पीट देती हैं ऐसे में मैं अपनी मां(जो मेरी दूसरी मां हैं) को पीट तो सकता नहीं क्योंकि ये भी गलत होगा इसलिए वाणी में कठोरता लाकर बात करता हूँ। ऐसी परिस्थितियों में दूसरे भाव की बेहतरी के लिए वाणी को कैसे ठीक रखा जा सकता है ? वैसे हमारे घर में पूर्वजों की संपत्ति ठीकठाक है।

  13. Sir till today the Hora chart calculation and excel sheet has not been shared yet…I am afraid sir might have forgotten about it…please upload sir

    1. Subroto Mandal

      DIPANSHU JI WAITING FOR THE EXCEL SHEET. SOME OF THE TEXT ON LABH MANDOOK / KERALA HORA IS PUBLISHED BY SRI VP GOEL JI. WE AWAIT FOR YOUR EXCEL EAGERLY

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